Terms and Conditions

Last updated: March 2026

1. Introduction

Welcome to iqz.app and pzl.app. These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and FOP Oleksandr Lysychonok (“Company”, “we”, “us”, or “our”), concerning your access to and use of the https://iqz.app and https://pzl.app websites. By accessing our websites, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on iqz.app or pzl.app for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.

3. Disclaimer

The materials on iqz.app and pzl.app are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall the websites or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on iqz.app or pzl.app.

5. Subscriptions and Billing

By subscribing to our Premium plan on iqz.app, you agree to pay the fees indicated on the Pricing page. Payments are processed via our partner, Paddle (Merchant of Record). You authorize us or Paddle to charge the applicable fees to your designated payment method.

6. Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access to premium features until the end of the current billing cycle.

7. Refund Policy

We offer a 14-day money-back guarantee. If you are not satisfied with the service, you can request a full refund within 14 days of your initial purchase. To request a refund, please contact us.